Life Insurance Withdrawal Tax 2026 | Free
Estimate tax on your capital gains (stocks, crypto-assets, life insurance). Capital gains from securities sales are by default subject to the flat tax of 30% (12.8% income tax + 17.2% social contributions). You can opt for the progressive scale if more advantageous, with a holding period allowance for securities acquired before 2018.
Calculate tax on life insurance withdrawals. The tax regime depends on the premium payment date and contract age (before/after 8 years). After 8 years, an annual allowance of €4,600 (single) or €9,200 (couple) applies to gains.
⚠️ Aviso - Derecho fiscal
Esta herramienta proporciona una estimación del impuesto sobre la renta basada en la escala progresiva vigente. El cálculo no tiene en cuenta créditos fiscales, reducciones, ni situaciones especiales. Consulte a un asesor fiscal para una evaluación precisa.
Complete los campos a continuación para obtener su estimación.