Life Insurance Withdrawal Tax 2026 | Free
Estimate tax on your capital gains (stocks, crypto-assets, life insurance). Capital gains from securities sales are by default subject to the flat tax of 30% (12.8% income tax + 17.2% social contributions). You can opt for the progressive scale if more advantageous, with a holding period allowance for securities acquired before 2018.
Calculate tax on life insurance withdrawals. The tax regime depends on the premium payment date and contract age (before/after 8 years). After 8 years, an annual allowance of €4,600 (single) or €9,200 (couple) applies to gains.
⚠️ Disclaimer - Tax Law
This tool provides an income tax estimate based on the current progressive scale. The calculation does not account for tax credits, tax reductions, investment income, capital gains, or special situations (expatriation, rental income, etc.). Your actual tax amount may differ significantly. Consult a tax advisor or the tax administration for an accurate assessment.
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